Fraternal Benefit Programs
MEMBER/SPOUSE FRATERNAL BENEFIT
In recognition of the numerous contributions made by members of the Knights of Columbus, their spouses and families, to the welfare, growth and fnancial stability of the Order through their varied activities of fraternal and charitable works for the benefit of mankind; and in appreciation for their efforts expended in recruitment and council development; it was voted by the Board of Directors that a Member/Spouse Fraternal Benefit be given at no cost to all members (and their wives) in good standing, belonging to councils of and residing in the United States, Canada, Puerto Rico, the Virgin Islands or Guam, provided that the member's council also is in good standing.
The Knights of Columbus will pay a benefit upon the death of a member or his spouse occurring within 90 days as the result of injury sustained in a covered accident. Protection is on a 24-hour basis for accidents that may occur anywhere in the world, during activities on or off the job, on business, pleasure, vacation or at home, except for the exclusions listed.
The accidental death benefit will not be paid if death results from: suicide, self-inflicted injury while sane or insane; sickness or disease (except bacterial infection resulting from accidental cut or wound); war or act of war (declared or undeclared); flying, except as a fare-paying passenger on a regularly scheduled airline; and injury from driving or riding in a speed or organized contest.
FAMILY FRATERNAL BENEFIT
The new program of the Knights of Columbus makes available to eligible family members five distinct types of assistance.
ORPHAN FRATERNAL BENEFIT
Since the founding of the Order, Knights of Columbus has been especially concerned about welfare of the child who loses both parents. With this new program the Order once again demonstrates this concern for the offspring of eligible families by providing the following two benefits:
For a child to be eligible for these two orphan benefits, the father must have been in good standing with his Council and at least one parent must have been insured under a Knights of Columbus certificate.
Your Knights of Columbus Insurance Representative can provide the details.
The Family Fraternal Benefit and Orphan Fraternal Benefit programs are fraternal benefits and not guaranteed contractural life benefits.
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